1905 movie network news Directed and directed by Bo Huang, the film starring Wang Baoqiang, Shu Qi, LAY, Yu Hewei, Wang Xun, Li Qinqin and Li Youlin will be released nationwide on August 10th. On August 2nd, director Bo Huang and starring Wang Baoqiang and Wang Xun appeared in the two cities of Dongguan, Shenzhen, to continue the summer national delegation construction bank. Nearly 70,000 people attended the event and the atmosphere was warm. The three people not only played the theme song "When Every Star" at the event site, but also demolished each other, saying that "this film was made to be beaten".

At the post-screening meeting, the three masters shared the fun of shooting with fans and friends. The film also won high praise from the audience for "reflecting human nature with many jokes", "elaborately crafted and thought-provoking" and "impressive works of conscience". There was even a 72-year-old grandmother-level director "Fan Mei" on the scene in idolize, and the fun and drama continued to be staged in both places.　

The theme song of the movie "When Every Star" premiered at the Tuanjian site, Wang Baoqiang laughed and said that "hitting people is more uncomfortable than being beaten"

Director Bo Huang, who just entered the event site, warmly greeted his fans and friends in Dongguan, and bluntly said that he had been to Dongguan many years ago. This time, he was in a completely different mood to meet you with his directorial debut. More intimate has brought special benefits to friends in Dongguan, that is, the national premiere of the movie theme song "When Every Star". Composed by Mayday A Xin, he sang with Bo Huang for the first time. The melody was bright and passionate, and the lyrics were tactful and affectionate. This song was played in a live audience of 10,000 people, which made the true feelings more touching and made the audience look forward to the fate of the characters in the film.

Talking about the feeling of working with director Bo Huang this time, Wang Baoqiang revealed that the role played this time is different from the past, and the character is clean and pure. More importantly, the previous characters were always beaten, and this play often "beat" others, but it was unexpectedly realized that beating people was actually worse than being beaten. Wang Xun also chimed in that "we were really beaten this time". The director on the side immediately answered, "In fact, inviting you is to satisfy your desire to come and be beaten." The audience was instantly amused by the "mutual love" of three old friends, and the atmosphere of group building continued to heat up.

The audience praised "reflecting human nature and laughing a lot". The presence of 72-year-old fans to support Bo Huang’s works was moving.

At the post-screening sharing meeting in Shenzhen, the audience praised the film for its "many jokes reflecting human nature", "elaborate and thought-provoking", "impressive conscience work" and "strong shock and impact of special effects", and were surprised that Bo Huang did not choose the best comedy type when directing the film for the first time, but integrated in-depth thinking and human nature discussion. In view of this, Bo Huang explained generously at the scene, saying that the film actually wanted to tell an absurd fable, hoping to leave something in everyone’s heart. At the same time, the director also revealed that since it took several years to polish the film, it is natural to set more problems for yourself, which is more challenging and meaningful.

Such sincere sharing won warm applause from the audience. More interestingly, a movie fan brought his son and friends to the movies, and spoke highly of the movie "There is no generation gap suitable for all ages, and the human weakness is fully displayed". Among the audience who came to see the film, a 72-year-old grandmother has been paying attention to Bo Huang since the beginning of the film, and this time she personally rushed to the scene to support the director’s masterpiece, calling the film "beautiful beyond words". From the first film starring Bo Huang to the first film directed by him, the constant support for many years is not only moving, but also shows that director Bo Huang has always insisted on making a good film. Based on this, The Island is naturally worth looking forward to.

On July 23rd, the inaugural meeting of the Professional Committee of Beijing Society of Integrated Traditional Chinese and Western Medicine was held in the lecture hall of yuquan hospital (Tsinghua University Hospital of Integrated Traditional Chinese and Western Medicine) in Tsinghua University. The conference was hosted by Beijing Society of Integrated Traditional Chinese and Western Medicine, and jointly undertaken by our hospital and Beijing Hospital of Integrated Traditional Chinese and Western Medicine. Tu Zhitao, director of Beijing Administration of Traditional Chinese Medicine, spoke by video. Xu Chunfeng, vice president of Beijing Society of Integrated Traditional Chinese and Western Medicine, president of Beijing Hospital of Integrated Traditional Chinese and Western Medicine, and Liu Gang, secretary general of Beijing Society of Integrated Traditional Chinese and Western Medicine attended the meeting. Tommy, a teacher from Beijing Society of Integrated Traditional Chinese and Western Medicine, presided over the meeting.

In his speech, Tu Zhitao pointed out that the establishment of the Beijing Society of Integrated Traditional Chinese and Western Medicine (hereinafter referred to as the "Special Committee") is both an opportunity and a challenge. I hope that the Special Committee will base itself on the discipline law of integrated traditional Chinese and western medicine, grasp the differences from traditional Chinese medicine in treating diseases, make efforts to make academic breakthroughs, service model breakthroughs and talent breakthroughs in treating diseases with integrated traditional Chinese and western medicine, and promote "return", "reversal" and "breakthrough" with new ideas.

In the "14th Five-Year Plan for the Development of Traditional Chinese Medicine" of the General Office of the State Council, it is clearly stated that we should pay equal attention to both Chinese and Western medicine, enhance the ability of integrating Chinese and Western medicine, promote complementary advantages and jointly safeguard people’s health; Implement the health promotion action of traditional Chinese medicine and promote the upgrading of the health project of preventing diseases in traditional Chinese medicine. Since 2007, state administration of traditional chinese medicine has implemented the preventive health project throughout the country, aiming to further develop the characteristics and advantages of traditional Chinese medicine in preventing diseases.

The establishment of the Special Committee is not only a positive measure to thoroughly implement the Opinions of the Central Committee of the Communist Party of China and the State Council on Promoting the Inheritance, Innovation and Development of Chinese Medicine, but also a practical action to conscientiously implement the Tenth Five-Year Plan for the Development of Chinese Medicine in Beijing (hereinafter referred to as the Plan). According to the work arrangement of Beijing Administration of Traditional Chinese Medicine and the target requirements of the Plan, the special committee will promote the complementary advantages of western medicine and traditional Chinese medicine on the basis of the inheritance and development of traditional Chinese medicine theory, strive to improve the academic level and service ability of integrated traditional Chinese and western medicine in preventing diseases, promote the construction of scientific and technological innovation system of integrated traditional Chinese and western medicine in preventing diseases, and make greater contributions to promoting the development of integrated traditional Chinese and western medicine in preventing diseases and improving the health level of the whole people in the capital.

The General Assembly elected 130 members of the Special Committee and 33 members of the Standing Committee. Feng Xingzhong, vice president of our hospital and director of health management center, was elected as the chairman of the special Committee.

Feng Xingzhong said in his speech that the first special committee took the Planning as the goal and followed the work requirements of the Beijing Society of Integrated Traditional Chinese and Western Medicine, and made it clear that it was necessary to give full play to the advantages of traditional Chinese and western medicine in disease prevention, treatment and rehabilitation, integrate modern science and technology, build an academic framework of integrated traditional Chinese and western medicine in preventing diseases, innovate the health service model of integrated traditional Chinese and western medicine in preventing diseases, and build a talent team of integrated traditional Chinese and western medicine in preventing diseases. At the same time, it is planned to promote the prevention and treatment of diseases with integrated traditional Chinese and western medicine to embark on a new journey in the new era by formulating health service standards and health service plans for prevention and treatment with integrated traditional Chinese and western medicine, developing health service technologies for prevention and treatment with integrated traditional Chinese and western medicine, and carrying out health service promotion actions and health service evaluation.

After the conference, the first academic forum on prevention of disease with integrated traditional Chinese and western medicine was held one after another. Cao Yu, vice chairman and secretary general of the special committee and director of the Department of Preventive Medicine of Beijing Hospital of Integrated Traditional Chinese and Western Medicine, presided over the forum.

Zhang Taojing, vice chairman of the special committee and vice president of Oriental Hospital of Beijing University of Chinese Medicine, and Ti Gui Xiang, director of the Department of Prevention and Treatment of Diseases in Guang ‘anmen Hospital of Chinese Academy of Traditional Chinese Medicine, and other experts and scholars made academic reports on the inheritance and development of Chinese medicine, the complementary and integration of advantages of Chinese and Western medicine, and the sustainable development of the industry of prevention and treatment of diseases in Chinese medicine, and conducted multi-dimensional in-depth exchanges. Wang Guoqing, a researcher of Academician Cheng Jing from Tsinghua University, introduced Tsinghua University’s wisdom and preventive treatment technology in the field of preventive treatment. Li Buman, executive vice chairman of the special committee and director of preventive medicine department of our hospital, made a summary of the forum.

More than 3,000 colleagues participated in conferences and forums through a combination of online and offline.

　　The 2024 government work report mentioned new energy vehicles many times. The US government recently said that it is "taking unprecedented actions" to deal with the flooding of China cars in the US market, and the new energy vehicle industry has become a hot topic of concern and discussion among the representatives of the two sessions. In recent years, the "new three kinds" of foreign trade represented by electric manned vehicles, lithium batteries and solar cells have continued to be popular, becoming a new growth point of China’s foreign trade exports and forming strong competitiveness. In 2023, the cumulative export of "new three kinds" products was 1.06 trillion yuan, which exceeded the trillion yuan mark for the first time. China has become an important promoter in promoting the transformation of world energy development and coping with climate change. The development of new energy automobile industry is of great significance for reducing pollutant emissions in the transportation field, promoting high-quality peak carbon dioxide emissions, reducing dependence on oil imports, and supporting the construction of a global automobile power. From budding to having the world’s largest new energy vehicle market, complete industrial supporting system and perfect policy support system, China has cultivated and grown a number of outstanding leading enterprises with international competitiveness, and embarked on a "new" road with innovation leading development.

　　In 2023, the new energy vehicle market in China grew rapidly, with a sales volume of 9.495 million vehicles and a market share of 31.6%, up 37.9% year-on-year. Among them, new energy vehicles exported 1.203 million vehicles, up 77.6% year-on-year, and production and sales accounted for more than 60% of the global total. According to the forecast of China Automobile Industry Association, the sales volume of new energy vehicles will reach 11.5 million in 2024, which will continue to maintain a steady and positive development trend, showing an increase of more than 3%, which will be a crucial year for China’s new energy vehicle industry to further enhance its global position. From the perspective of development momentum, China’s new energy automobile industry maintains a leading position in technology and rules, which is an important kinetic energy for China’s export, investment and consumption. Judging from the competition pattern, the new energy automobile industry is a highly competitive industry in the manufacturing industry. This year, it will enter a period of deep remodeling, and the concentration of the industry will continue to increase. Improving the competitiveness in an all-round way is the way for enterprises to develop. From the perspective of internationalization, the "trade+overseas production" model will still be maintained, and it will show a rapid growth trend, gradually changing from trade-oriented to overseas investment localization development, which is the basic law of internationalization.

　　The development of new energy automobile industry is not only the iterative upgrading of products, but also the innovation of industrial model.-Through the careful cultivation of the domestic consumer market, the huge market demand is transformed into the endogenous driving force for the manufacturing industry to make up the chain and strengthen the chain. After the internal circulation is smooth, it will actively promote the development of the external circulation, transforming the scale advantage of the domestic market into the global market advantage and even the standard advantage of industry development. In the future, it is necessary to expand the leading edge of the industry, promote consumption growth and enhance international influence to support the development of intelligent networked new energy vehicles.

　　Expand the leading edge of the new energy automobile industry and maintain the sustained, healthy and controllable development of China’s new energy automobile industry.First, continue to strengthen key core technology research. Focusing on the fields of new energy and intelligent networked vehicles and key components, we will strengthen the forward-looking and leading patent layout and accelerate the core technology research of ultra-high performance car-level AI chips and industrial software. New hybrid technology is the focus of charging technology innovation, and pure tram companies will pay attention to the matching of hybrid technology routes. The second is to strengthen the effective control ability of the whole process of battery recycling. Establish a closed-loop management system for the whole process of power battery use, scrapping, cascade utilization, recycling and dismantling. With the increase in the export volume of new energy vehicles, more and more retired power batteries exported overseas need to be recycled. Retired lithium batteries are high-grade mobile mines. It is necessary to clarify that retired lithium batteries are not solid waste and speed up the improvement of the transnational recycling policy for retired power batteries exported to new energy vehicles. The third is to speed up the construction of intelligent networked new energy vehicle talent team. Encourage leading enterprises to participate in the whole chain of talent cultivation, deeply participate in colleges and vocational education and teaching plans, and provide internship and on-the-job training channels. Broaden and extend the identification of electric and intelligent vocational skill levels, and improve the incentive mechanism for high-skilled talents. The fourth is to deepen the reform of the assessment system of state-owned automobile enterprises. Fuel vehicles and new energy vehicles are in different stages of development, and the technology of fuel vehicles is mature, so the profit is high, and new energy vehicles are still in the growth stage. Therefore, it is beneficial to stimulate innovation vitality and improve market share by conducting a separate assessment of new energy vehicle business for automobile central enterprises, focusing on technological innovation, market share and future development.

　　Promote the steady growth of consumption of new energy vehicles.The consumption of new energy vehicles is a new bright spot in China’s domestic demand growth. First, it is necessary to reduce the purchase and use costs of new energy vehicles. Continue and optimize the policies and measures for the reduction and exemption of vehicle purchase tax for new energy vehicles; The electricity consumption of public charging and replacing facilities in residential areas shall be subject to the residential electricity price, and the peak-valley time-of-use electricity price shall be implemented, and the charging service fee shall be encouraged to be reduced in stages. The second is to moderately advance the layout of charging and replacing infrastructure. Accelerate the construction of fast (super) charging and power exchange infrastructure in intercity expressways, install charging infrastructure in public parking lots, and promote the transformation of comprehensive energy stations at refueling stations. Improve the construction level of charging infrastructure in rural areas and residential quarters according to local conditions, and increase the number of rechargeable cars. The third is to implement policies and measures to support new energy vehicles going to the countryside. Promote the accelerated upgrading of automobile consumption in small and medium-sized cities and rural areas, and promote the withdrawal and trade-in of old vehicles. Efforts will be made to improve the carrying capacity of rural power grids. By speeding up the construction of county and township charging infrastructure, we will increase investment in the transformation and upgrading of rural power grids, speed up the expansion and upgrading of distribution networks, and ensure the safe and stable charging of electric vehicles in rural areas.

　　Enhance the international competitiveness of new energy vehicles.China intelligent networked new energy vehicles go to sea, which is of positive significance for improving the world environment. The first is experience sharing and standard interoperability. Share experiences with the whole world, especially countries in the south of the world, use China technology to promote affordable electric vehicles to the world, and promote the interoperability between China standards and international standards, so that domestic car companies, charging facilities and third-party operating companies can have unified standards, provide better charging and driving experiences for car owners, and help achieve the goal of controlling global warming in the Paris Agreement. The second is to improve the carbon emission data management system. The EU Regulation on Batteries and Waste Batteries requires that the carbon footprint of power batteries must be declared from February 18th, 2025. It is necessary to improve the carbon emission data management system of power batteries as soon as possible, including accounting standards, industrial chain data, verification and guarantee, etc., so as to provide relevant accounting functions for countries and enterprises and effectively guide the whole industrial chain to jointly reduce emissions. Third, the car companies as a whole cooperate with each other to enhance the brand value of China. Do a good job in quality, safety, technology and marketing service system, instead of "price war", fight "value innovation war". The vicious competition of "price-fighting" will not only damage the operating efficiency of China car companies, but also make overseas markets feel less favorable and welcome to China brands, insist on high quality and good price, and constantly improve the gold content of China-made brands. The fourth is to improve the convenience of RMB cross-border settlement. Encourage banking institutions to expand the scale of cross-border RMB settlement, include new energy automobile enterprises and related enterprises in a higher level of trade and investment facilitation pilot, and simplify business procedures.

　　(Author: Zhang Jin, a researcher at the Supreme Leader’s Economic Thought Research Center, originally published in Zhonghong.com)　

According to Hong Kong South China Morning Post, AFP and other media reports, five current and former employees of Phoenix Satellite TV Americas recently filed a complaint with the federal court in Washington, D.C., accusing Liu Zhengzhu, former editor-in-chief of Phoenix Satellite TV Americas, of long-term sexual harassment, sexual assault and even attempted rape of several female employees during his tenure.

Voice of America said,In August 2012, Liu Changle, president of Phoenix Satellite TV, personally dealt with Liu Zhengzhu’s sexual assault on female employees, but the result was that he was allowed to continue to be the editor-in-chief of America TV and still hold real power.Liu Zhengzhu was not dealt with, and in turn retaliated against the employees who had supported the victimized female reporter. It was not until 11 current and former employees and interns threatened to sue Phoenix that Phoenix announced the dismissal of Liu Zheng Zhu in December 2012. Lawyers also pointed out that the new supervisor appointed by Phoenix TV to replace Liu Zhengzhu continued to crack down on employees who supported sexually assaulted female journalists, including criticism, intimidation, demotion and even dismissal.

Liu Zhengzhu, Editor-in-Chief of Phoenix Satellite TV America Station

Liu Zhengzhu, former editor-in-chief of Phoenix Satellite TV: Female employees should offer "sexual interests""

Five current and former employees of Phoenix Satellite TV America asked the jury to hear the case and claimed up to $2 million in economic compensation.

It is understood that all the people who filed the complaint were employees of Phoenix Satellite TV in the United States, both on-the-job and resigned, but they were all American nationals. They said that during his eight-year tenure, Liu Zhengzhu used his position to induce female subordinates, interns and job seekers to provide them with sexual benefits, and even asked them to open rooms in hotels in Washington and new york in the name of work. According to Agence France-Presse, Liu Zheng Zhu used to be the chief correspondent of CCTV in the United Nations. After he took up his post at Phoenix TV, he often boasted about his relationship with the top management of Phoenix TV.

Five in-service and former employees of Phoenix Satellite TV Americas Station who were sexually assaulted by former editor-in-chief Liu Zhengzhu said in the complaint: "If they don’t cater to Liu’s behavior, Liu Zheng will retaliate through unfair criticism at work, let them work under harsh conditions, not give them opportunities for promotion or even expel them.. "

"In all the incidents, Liu Zhengzhu’s consciousness is very clear, which is what he said many times — —Female employees and intern job seekers who want to seek career prospects in Phoenix TV must offer them sexual benefits.. "

The complaint also mentions that Liu Zheng Zhu sexually assaulted a female employee in the office of the Washington office, and went to a female employee’s home and tried to rape her. The complaint also stated that Liu Zhengzhu had harassed the wife of a male employee of Phoenix Satellite TV. The male plaintiff claimed that Liu Zheng Zhu had asked his wife to go to the room of new york Hotel where she stayed and forcibly touched her. When the man reported to the upper level of Phoenix TV America, the reply was "I have to protect my wife".

The president of Phoenix Satellite TV is only willing to let things go?

According to the VOA report, according to a press release issued by appointed lawyer Lynne Bernabei on the 22nd, in August 2012, Liu Zhengzhu, then the editor-in-chief of Phoenix America, sexually assaulted a female reporter in the Washington station of Phoenix America, and was recorded by the female reporter. After the incident, more than 10 former or current employees of Phoenix Satellite TV wrote letters of solidarity and contacted other victims of Liu Zhengzhu, who agreed to testify for the female reporter.

The report quoted a press release issued by lawyer Bernard Baye as saying,Liu Changle, the president of Phoenix Satellite TV, personally came forward to solve the sexual assault at that time, but instead of dismissing Liu Zhengzhu, he was allowed to continue to be the editor-in-chief of the American TV station and still hold the real power. Liu Zhengzhu turned to retaliate against the employees who had supported the victimized female reporter. It was not until 11 current and former employees and interns threatened to file a lawsuit against Phoenix that Phoenix announced the dismissal of Liu Zheng Zhu in December 2012..

Lawyers also pointed out that the new supervisor appointed by Phoenix TV to replace Liu Zhengzhu continued to crack down on those employees who supported the female reporter, including criticism, intimidation, demotion and even dismissal.

Voice of America also said that in response to the press release issued by the plaintiff, Yan Xiaoqi, the public relations manager of Phoenix Americas, replied in an email sent to reporters: "Phoenix Satellite TV knows that someone has filed a lawsuit against Phoenix Satellite TV in the federal district court in Washington, DC. However, so far, Phoenix Satellite TV has not received any legal proceedings. " Yan Xiaoqi also stated in the subsequent e-mail that Phoenix TV has reviewed the press release issued by the lawyer appointed by the plaintiff, and the statement of Phoenix TV in the press release is wrong and inconsistent with the facts, and has entrusted a lawyer to defend the rights and interests of the company.

When the plaintiff filed the lawsuit, he had proposed to be tried by a jury and demanded financial compensation. The plaintiff’s lawyer said,If Phoenix TV does not prevent these bad behaviors from happening, it may face up to $2 million in compensation..

Liu Zheng Zhu personal data

Liu Zhengzhu, who graduated from the English Department of Shanghai International Studies University in 1975, was admitted to the School of Journalism of Cardiff University in the UK for further study, and obtained a master’s degree in journalism. During his study, he wrote a paper on the comparison between Chinese and Western news, which was highly praised by the school.

After graduation, he joined CCTV as a reporter and engaged in news reports in industry, science and technology, politics and other fields; Since 1980s, he has been engaged in reporting the activities of China leaders at home and abroad and international affairs, accompanied China leaders to more than 30 countries, and reported many major political events in China and around the world. During his career as a journalist for more than 20 years, he has interviewed several generations of leaders in China and more than 50 ruling and retired heads of state and government in the world. He is an experienced expert in reporting political and international affairs, and the news he interviewed has won many news awards at the central and Taiwan levels. As a foreign correspondent of CCTV, he is based in Washington and the United Nations. During this period, I had an exclusive interview with then US President Bill Clinton and a number of American politicians, as well as former UN Secretary-General Boutros Boutros-Ghali and current UN Secretary-General Kofi Annan.

In 2004, he served as the editor-in-chief of Phoenix TV America.

Hong Kong’s "South China Morning Post" reported Liu Zheng’s sexual assault.

Agence France-Presse reported the sexual assault of Liu Zhengzhu, editor-in-chief of Phoenix TV America.

(From front left) Tokio Emoto, Asami Tanaka, Mari Iriki, Kento Kaku, and Shiraishi Falcon.

Stills of Goldfish in the Sea

Stills of Goldfish in the Sea

　　Based on the natural scenery of Kagoshima, Japan, the youth inspirational film Goldfish of the Sea, which describes five high school students challenging the speedboat race, was screened in Tokyo on March 31st. Including director Toshir? Saiga, five main characters, including Mari Iriki, Asami Tanaka, Kento Kaku, Shiraishi Hayato and Tokio Emoto, as well as co-actors Michiko Kichise, Masahiro Takashima, Junichi Miyashita and Yoshimoto Miyoko, were all present.

　　The story tells the story of five high school students, two women, three men, who are United and struggling to challenge the "speedboat race around Kagoshima volcano". Recalling the shooting, director Zahe introduced the five protagonists in turn: "Incoming, Helai and Baishi were seasick, which made their faces very ugly at the beginning of shooting; Tanaka had a sudden high fever during filming, which made everyone feel very nervous. Handle Ben is a solitary personality boy. "

　　He Lai, one of the protagonists, said that this film depicts the true portrayal of the troubles and entanglements of young people today, and many places can resonate with the audience. Playing the leading role in the film for the first time reveals the interesting tidbits of taking the whole cake on Baishi’s face when celebrating his birthday during filming. When this statement came out, it immediately made other actors laugh internally.

　　The film Goldfish in the Sea will be released in Japan on April 10th.

[Movie Network]www.1905.com　Exclusive manuscript, please indicate the source.
　

　　I don’t know how to apply for skills upgrading subsidies when I get the skills certificate. The following three channels for applying for vocational skills upgrading subsidies can all apply for subsidies. Let’s take a look at how to do it.

　　Method 1: Official WeChat of Beijing Human Resources and Social Security Bureau

　　Step 1: Scan the QR code and follow the "Beijing People’s Society" WeChat WeChat official account.

　　Step 2: Enter WeChat official account, click on [Micro Service] and select [Personal Service].

　　Step 3: Select [Skills Upgrading Subsidy] in the employment and entrepreneurship of individual services.

　　Step 4: Log in to Beijing unified identity authentication platform, and support account number and SMS verification code login.

　　Step 5: After logging in to the platform, select [Vocational Skills Upgrading Subsidy].

　　Step 6: Click "Apply Now", read the "Instructions for Applicants" and confirm your consent.

　　Step 7: Enter the application certificate information.

　　Step 8: Enter the applicant’s bank account information.

　　Step 9: Confirm that the application is correct, and click "Submit" to complete the application.

　　Method 2: Official APP of Beijing Human Resources and Social Security Bureau

　　Step 1: Scan the QR code and download the official APP software. Click "Employment and Entrepreneurship" in the "Service Zone" column.

　　Step 2: Click [Skills Upgrading Subsidy] in the [Employment and Entrepreneurship] column.

　　Step 3: Click "Apply Now", read the "Instructions for Applicants" and confirm your consent.

　　Step 4: Enter the application certificate information.

　　Step 5: Enter the applicant’s bank account information.

　　Step 6: Confirm that the information is correct, and click "Submit" to complete the application.

　　Mode 3: Official website of Beijing Human Resources and Social Security Bureau

　　Step 1: Visit http://rsj.beijing.gov.cn, the official website of Beijing Human Resources and Social Security Bureau, and find [Skills Upgrading Subsidy] under [More] in the column of [Personal Affairs].

　　Step 2: Click [Application for Skills Upgrading Subsidy]

　　Step 3: Log in to "Beijing Unified Identity Authentication Platform"

　　Step 4: Click [Enter Now] to enter the skill upgrading subsidy function page, and select [Skill upgrading subsidy application].

　　Step 5: The "Commitment Letter for Applying for Skills Upgrading Subsidies" pops up on the application page. Please read the "Commitment Letter for Applying for Skills Upgrading Subsidies" carefully. Click "Instructions for User Application" in scarlet letter, carefully read "Instructions for User Application" and then confirm to click "Read Finished".

　　Step 6: Return to the "Commitment Letter for Applying for Skills Upgrading Subsidies" in the system page and click "Agree" to enter the application page.

　　Step 7: Enter the application certificate information (including issuing time and certificate number), and then click Next.

　　Step 8: Enter the applicant’s own bank card (non-credit card) account information.

　　Step 9: Click the [Submit] button, and you will be prompted to submit successfully and complete the application.

　　BEIJING, April 1 (Xinhua) According to the BBC Chinese website, at present, in order to cope with the COVID-19 crisis, all countries in the world have adopted different isolation measures. Residents in different countries or regions have different coping methods, some of which are very creative and some are thought-provoking, and have developed a unique "epidemic culture".

　　In Italy, people who live in isolation at home sing opera on the balcony to express their emotions. In France, wine shops sell customers a special "essential package to resist the epidemic". In Germany, people who love nightlife begin to enjoy party at home.

　　According to the report, in many ways, the epidemic highlights the different unique personalities of countries around the world and shows the diversified life of countries around the world under the depressed isolation life.

　　France

　　Without the bakery, France is no longer France. Traditional berets may have gone out of fashion, but French baguettes will never, even during the global epidemic.

　　Immediately after Italy, the French government also implemented strict epidemic prevention measures. Anyone can go out only with a signed document explaining their reasons for going out, and all "non-essential" shops are closed. In addition to supermarkets and pharmacies, the official documents of the French Ministry of Health list in detail 40 exceptional industries that are "indispensable for maintaining French life", including bakeries, butcher shops, grape hotels, cheese shops and grocery stores.

　　Nowadays, from Paris to Provence, the empty and lonely streets of towns all over France are filled with the aroma of bread every morning, and about 33,000 bakeries in the country continue to operate at this time. As before, the French went to the bakery near his home early in the morning to buy a baguette, but they needed to keep a safe distance from each other.

　　Anlacote, president of the French Bread and Pastry Federation, said that baguette is a symbol of French culture and an important part of people’s lives. "The experience of many people going out for the first time in their lives is to go to the bakery with their parents to buy French baguettes. The only chance for many elderly people to get in touch with others in a day is to go to the bakery."

　　Allakot believes that it makes sense to keep the bakery open during the epidemic. "Bakery is a necessity for the French not to be hungry. Many people don’t necessarily have supermarkets near their homes, but there must be bakeries."

　　In Paris, wine seems as precious as hand sanitizer. The French drinks wine as naturally as bread. Many wine shops sell 6 or 12 bottles of "essential package for fighting epidemic" to customers.

　　According to the report, during the COVID-19 epidemic, the French’s social habit of kissing on the cheek may disappear temporarily, but his love for wine will not disappear.

　　Germany

　　Berlin’s nightlife is a legend. In the past few decades, Berlin has been shaped into the capital of European electronic dance music. However, with the spread of the epidemic, gatherings of more than two people have been banned. There is only one answer to where to go to the party this weekend: at home.

　　How to have a party in your own home? Don’t worry, hundreds of independent nightclubs have joined together with the support of the government and played DJ dance music to people’s homes by streaming media. You don’t have to wait in line for admission at two o’clock in the middle of the night to hold a party at home. The streaming party starts at seven o’clock in the evening, and people can also donate money to musicians and nightclubs.

　　For Berliner Berger, being able to sit on his sofa in pajamas and listen to famous DJ playing pop dance music is killing two birds with one stone. "I really enjoyed the party at home. I even jumped up in the living room by myself. Then at the end of the party at midnight, you can fall asleep and get up on the first day in the same good spirits."

　　For the organizers, combining people with music in the face of crisis also symbolizes a kind of community spirit, just as people from East and West flocked to the streets after the fall of the Berlin Wall, which is a symbol of German unity. Hegeman, the founder of the famous Berlin ballroom Trezee, said, "Who knows what will happen in the future? But I believe that after the epidemic subsides, people will definitely come out again and the party will not stop. "

From 00: 00 on March 23rd, Berlin and other states began to implement the most stringent ban on foot since the outbreak of COVID-19, among which Berlin was the first to take severe measures such as prohibiting more than two people from gathering in public places and closing restaurants and cafes. China News Service reporter Peng Dawei photo

　　Britain

　　Under the attack of the epidemic, the bars that British people are proud of have closed their doors and suspended their business. However, through various online instant messaging software, such as WhatsApp, Skype, Zoom and HouseParty, people all over the UK can still meet and have a drink with online parties in their own homes.

　　Many bars announce the time of online activities through social media and hold bar question-and-answer activities online, attracting hundreds of thousands of people to express their interest. In Scotland, traditional bars hold online music parties and invite folk musicians to share folk music online.

　　Home isolation, how to spend this weekend night? Many British people have already made plans to meet their friends for chatting and drinking in online bars, just like before.

The crowded subway car of the mayor of London, England, is now empty. China News Service reporter Zhang Pingshe

　　India

　　India has announced a 21-day blockade to fight the spread of the epidemic, but India is the second most populous country in the world. It is not easy to make 1.3 billion people stay at home all at once, and many people can’t buy enough food or medicine.

　　After the blockade was announced, India’s well-known celebrity couple, captain of cricket team Vera Golly and Bollywood actor’s wife Shamma, appealed to 55 million Twitter fans to "follow the government’s advice and unite", but at this time, it is not difficult for Indians to "stay together", but it is difficult to "keep a safe distance".

　　It is reported that Indians usually queue in circles instead of straight lines. So during the epidemic, supermarkets began to teach people how to keep a safe distance in line. They drew circles with chalk on the ground, and local health officials personally went to crowded supermarkets to demonstrate the circle and taught people the importance of a safe distance.

　　Queuing is not the latest knowledge for Indians to learn. Anyone who calls and answers the phone must first listen to a recorded message on how to maintain personal hygiene, including covering his mouth when coughing and the correct way to wash his hands. The local police even choreographed a dance of washing hands correctly.

　　Australia

　　When it comes to Australia, many people think of outdoor activities, relaxed life attitude and unique wild animals, but only those who have lived in Australia will know that the annual Easter holiday is a popular time for Australians to go camping in the wild, because Australia in the southern hemisphere enters winter after Easter, so enjoy outdoor activities before winter comes, and camping and barbecue with the whole family becomes a national activity.

　　Usually, more than 300,000 Australians go camping during Easter. Now I am trapped by the epidemic and can’t go out, but creative Australians will still find a way.

　　The Australian camper industry calls on people to set up tents in their backyard or living room, and indoor campers can watch the wild and natural environment through streaming media. People can also play cricket and eat barbecue in the backyard.

　　This global epidemic of infectious diseases has trapped many Australians at home, but people know in their hearts that this is not a bad thing.

　　At present, some merchants often have the following routines on the issue of automatic renewal: one is that automatic renewal has become the default option; The other is that merchants restrict consumers’ choices; Another is to induce consumers to join the continuous monthly agreement under the guise of free trial or 1 cent experience for 30 days.

　　Relevant scholars pointed out that the problem of automatic renewal of monthly subscription is widespread, indicating that the regulatory authorities have not done a good job of supervision beforehand and afterwards. Prior supervision should remind merchants to inform consumers in a clear and eye-catching form, and consumers are free to choose; After-the-fact supervision is to supervise and even punish the merchants in time after the consumers’ rights and interests are infringed.

　　—————

　　"Meat hurts! Finally, I know why my money has disappeared one after another, all because of various softwares that automatically renew the monthly subscription. " Ms. Wang from Huzhou, Zhejiang Province saw a pile of debit records of bank cards, only to remember that she had forgotten to cancel all kinds of automatic renewal packages opened before.

　　Nowadays, merchants often offer various monthly and annual service packages, but many consumers may fall into the consumption trap of "being automatically renewed" if they are not careful. In 2019, CCTV conducted a survey on 50 popular paid software, and found that more than 70% of them had the function of automatic renewal, and many of them were suspected of fooling users into automatic renewal.

　　In May this year, Mr. Chen of Nanning opened a VIP film and television member in 15 yuan for a monthly subscription on TV. When it was opened, he didn’t notice the prompt of automatic renewal of this package. It was not until the next month when he paid the telephone bill that Mr. Chen found that he had deducted a sum of money inexplicably. He contacted the customer service of the mobile phone operator, only to find that this video package is still charging. What makes Mr. Chen laugh and cry is that when the renewal fee is cancelled, the order information shows that the continuous monthly subscription is valid until December 31, 1999. "Fortunately, I found it early, otherwise I will not be alive after 79 years, and this money has to be paid."

　　"When Mr. Chen opened the monthly film and television membership in 15 yuan, he did not show that the automatic renewal time was 2099, so this contract period is not binding on Mr. Chen." Lawyer Wu Lichuan of Beijing Jingshi Law Firm said that for general contracts, although the law does not stipulate the upper limit of the contract performance period, the feasibility of contract performance should also be considered. If the contract can no longer be performed or continues to be performed in obviously unfair in the future, the parties may request to modify or terminate the contract.

　　Mr. Chen told reporters that he chose the default option when he opened a member on the App. It was not until he was deducted that he learned that he had ordered an automatic renewal package, which made him feel that his right to know as a consumer had been violated. "I think monthly subscription means one month. If you want to continue to use it next month, you should order it again. The initiative should be with consumers; Now it is the other way around. I ordered a service, which is equivalent to signing an indefinite contract, and the initiative is in the business. " Mr. Chen said.

　　The reporter’s investigation found that some businesses often have the following routines on the issue of automatic renewal: one is that automatic renewal becomes the default option. For example, VIP users who purchase a certain video software will automatically check the continuous monthly subscription, but the font prompting automatic renewal is very small. The other is that merchants restrict consumers’ choices. For example, when opening a video App member, there are only two packages in the interface, namely "continuous monthly VIP" and "semi-annual VIP", and there are no other options for monthly subscription and annual subscription, which means that if you don’t want to open a semi-annual VIP with more fees, you can only choose the "continuous monthly VIP" with automatic renewal. Another is to induce consumers to join the continuous monthly subscription agreement under the guise of free trial or 1 cent experience for 30 days. As long as users download the App or agree to open this service, it is equivalent to agreeing to the terms of the agreement. After the end of the free trial period, they will be deducted unconsciously.

　　What makes some consumers feel confused and annoyed is that it is easy to open automatic renewal, but when you want to cancel it, the procedure is much more complicated.

　　Mr. Lao, a 66-year-old citizen of Nanning, signed a one-year GPS service with a bound mobile phone number when he bought an electric car in 2017. "The contract says one year, and I handed it over to 180 yuan." Mr. Lao said that the contract did not mention that the fee would be automatically renewed, and the staff also promised that "if I don’t serve you, it will be automatically broken."

　　After that, Mr. Lao was hospitalized because of illness, so he didn’t pay attention to the follow-up charges of this service. Until the beginning of this year, he inadvertently found that the GPS service was still being charged from many unread short messages on his mobile phone, and he took his ID card to the communication business hall to request the cancellation of the GPS short message notification service and automatic renewal service. The staff verbally promised that it could be cancelled and would help handle it.

　　Who knows that four months later, in July this year, Mr. Lao received a short message of charge deduction, and he once again came to the communication business hall to communicate. "From the salesman to the director, I found three people and said that I couldn’t handle it. The director said that he didn’t know. I have to talk to the person who signed a GPS contract to sell electric cars. They are communication service providers, just deduct money, no matter stop charging."

　　Mr. Lao went to the merchant who bought the electric car that year, but when he went to the store, it was closed, and the merchant’s phone was disconnected. In desperation, Mr. Lao had to turn to the media for help. After exposure by local media and communication with reporters, the communication operator finally canceled Mr. Lao’s GPS service fee.

　　In the view of lawyer Wu Lichuan, this sales model of merchants is suspected of infringing on the legitimate rights and interests of consumers. Consumer protection law gives consumers the right to know and choose. Before providing confidential payment and automatic renewal service, merchants need to truthfully inform consumers of the contents, methods and fees of the service and obtain the consent of consumers. If merchants check this function for consumers by default, it is undoubtedly depriving consumers of the right to know and choose, which is illegal. The e-commerce law also explicitly prohibits "default tying" and severely punishes it.

　　"Secondly, merchants have the obligation to prompt and explain the terms of the format contract." According to the legend of Wu Li, Article 26 of the Law on the Protection of Consumers’ Rights and Interests stipulates that operators who use standard clauses in their business activities should draw consumers’ attention to the quantity and quality, price or expenses, time limit and method of performance, safety precautions, risk warning, after-sales service, civil liability and other matters of great interest to consumers in a significant way, and explain them according to consumers’ requirements. "The terms of service of online platforms usually belong to format contracts, and merchants are obliged to remind consumers of the key contents and explain them, otherwise these terms will be invalid to consumers." Legend of Wu Li.

　　With the increasing popularity of the marketing routine of automatic monthly renewal, there are more and more consumer complaints, and some institutions have begun to pay attention to this issue. On April 8th this year, Zhejiang Consumer Rights Protection Committee will interview the video and audio websites with problems and put forward nine rectification opinions based on the previous experience of members of 11 video and audio platforms, such as iQiyi, Tencent Video, Youku and Himalaya, including the failure to remind the automatic renewal fee deduction, the default check of automatic renewal fee, and the difficulty in canceling the opening.

　　As of April 17th this year, 11 video and audio websites, including iQiyi and Tencent Video, have sent rectification reply letters to Zhejiang Consumer Protection Committee. As for the problem that the automatic renewal fee deduction has not been reminded, 11 video and audio websites said that consumers who purchase continuous monthly, quarterly and annual subscriptions will receive tips sent by the website through on-site messages, SMS and WeChat before the deduction.

　　The reporter recently opened the App query of these audio websites and found that most of them canceled the default automatic renewal function. Youku VIP membership agreement describes the continuous package/automatic renewal service in detail, and its message center also has reminders of membership expiration and automatic renewal fee deduction. Dragonfly FM is informed by the news in the station 3 days in advance and by SMS 1 ~ 2 days in advance, and sends out multi-channel and multi-frequency deduction information.

　　However, some relatively small network service providers still have many irregularities. This month, Mr. Zhang from Shandong was "renewed" for 258 yuan on a mobile phone scanner without knowing it.

　　According to Liu Xunzhi, an associate professor at the Law School of Guangxi Normal University, the problem of automatic monthly renewal is widespread, indicating that the regulatory authorities have not done a good job of supervision before and after. Prior supervision should remind merchants to inform consumers in a clear and eye-catching form, and consumers are free to choose; After-the-fact supervision is to supervise and even punish the merchants in time after the consumers’ rights and interests are infringed.

　　Liu Xunzhi believes that the interview of Zhejiang Consumer Protection Committee is not the supervision and management of administrative organs, and it has no strong binding force. "It should be supervised by market supervision and management departments and industry and information departments, and a joint disciplinary mechanism should be established, such as a blacklist system, for businesses that illegally operate and infringe on consumers’ rights and interests. Conduct necessary credit punishment. With strong supervision, such illegal phenomena that infringe on consumers’ rights and interests will be gradually eliminated. "

　　Zhongqingbao Zhongqingwang reporter Xie Yang intern Xie Lvrong

Every reporter Yi Wangqi Qijiang

Those fresh lives lost in campus loans have still failed to prevent cash loan platforms from extending their claws into the campus! Those grieving parents, tears are vaguely in front of them, but campus loans have revived.

According to a survey conducted by national business daily, platforms such as Flash Banking, Auction Loan and Loan are still quietly engaged in this business after the country banned campus loans. In the platform tested by reporters, the proportion of campus loans still exceeds 42%. Among them, the annual interest rate of the flash banking platform for granting usury to students is as high as 199.38%, and the platform also "invented" a variety of beheading interest. By borrowing from 1000 yuan, it is actually only 790 yuan!

In the one and a half years from May 2016, the former China Banking Regulatory Commission, the Ministry of Education and other ministries and commissions have continuously issued documents for campus loans, and the regulatory attitude is not strict. However, campus loans have been repeatedly banned, and even "innovated" more ways to collect high interest.

Summary of credit granting and down payment of test platform ↓ ↓

Cartography: Zou Li

Before the investigation, every reporter received many complaints, all of which reflected that some cash lending platforms issued usury to students. National business daily selected five college students from different places to participate in the test of seven cash loan platforms, namely Flash Bank, Auction Loan, Heyi Loan, 51 Personality Loan, 2345 Doudou Money and Small Win Card Loan. There are leading enterprises in the industry, listed companies and large and medium-sized platforms, and the test scope covers almost all levels of the cash loan industry.

After testing one by one, the reporter found that campus loans are making a comeback!　

Not only is Aiyoumi, a platform of key listed companies in Hangzhou, illegally engaged in campus loans (national business daily has previously reported), but also American listed companies and Flash Banking platforms that have been invested by China Merchants are secretly engaged in campus loans! In the platform of sampling test, the proportion of campus loans still being issued exceeds 42%.　

In fact, although this round of "restarted" campus loans has not yet exposed major vicious incidents, before the regulatory ban, campus loans can be said to be "notorious":

● March 2016

Zheng Dexing, a student of Henan College of Animal Husbandry Economics, has borrowed nearly 600,000 yuan from several campus financial platforms, unable to repay it. After the lender used various means to collect debts, he was so devastated that he jumped from the eighth floor of a hotel in Qingdao and died.

● April 2017

A sophomore girl from Xiamen Huaxia College committed suicide by burning charcoal in a hotel in Quanzhou because she was deeply involved in campus loans.

● September 2017

Zhu Yudi, a 21-year-old sophomore in Shaanxi, borrowed more than 200,000 yuan and committed suicide by jumping into the river when she was unable to repay it. Before losing contact, he also sent a small video of self-mutilation to his classmates, in which he cut three deep wounds in his left hand.

… …

Usury, naked strip, suicide … … It is precisely because of all kinds of negative news and even vicious incidents that campus loans continue to explode that the attitude of the regulatory authorities is constantly tightening.

● May 2016

The Ministry of Education and the former China Banking Regulatory Commission jointly issued the Notice on Strengthening the Risk Prevention and Education Guidance of Bad Campus peer-to-peer lending, and also focused on the "Bad Campus peer-to-peer lending", explicitly requiring colleges and universities to establish a daily monitoring mechanism and a real-time early warning mechanism for bad campus peer-to-peer lending. The former CBRC clearly put forward the five-word policy of "stop, move, rectify, teach and introduce" to rectify the campus loan problem.

● April 2017

The former CBRC issued "Guiding Opinions on Risk Prevention and Control in Banking Industry", demanding that the focus should be on cleaning up and rectifying campus online loans: peer-to-peer lending information intermediaries should not include borrowers who are unable to repay their loans in the marketing scope, prohibit providing online loan services to college students under the age of 18, do not conduct false fraudulent propaganda and sales, and should not issue usury in disguised form through various means.

● May 2017

The Ministry of Education, together with the former China Banking Regulatory Commission and the Ministry of Human Resources and Social Security, jointly issued the Notice on Further Strengthening the Standardized Management of Campus Loans. While encouraging commercial banks and policy banks to provide financial services for college students, it is required that all online lending institutions (not only the peer-to-peer lending information intermediary institutions targeted in the previous documents, that is, P2P online lending) be suspended to carry out online lending business for college students. At the same time, institutions established without the approval of the banking regulatory authorities are not allowed to enter the campus to provide credit services for college students.

● September 6, 2017

The Ministry of Education also held a press conference to clarify that "the campus loan business is banned, and no online lending institution is allowed to issue loans to college students."

● December 2017

The Notice on Standardizing and Rectifying the Cash Loan Business (No.141 Document) issued by the Office of the Leading Group for the Special Remediation of Internet Financial Risks and P2P Online Loan Risks blocked some platforms from engaging in campus loans in the name of "helping loans". On the one hand, Circular No.141 clarifies that P2P peer-to-peer lending information intermediaries and online microfinance companies are not allowed to issue campus loans, and at the same time, it requires banking financial institutions to cooperate with third-party institutions to carry out loan business, and they are not allowed to outsource core business such as credit review and risk control. The "loan assistance" business should return to its original source. Banking financial institutions should not accept credit enhancement services provided by third-party institutions with unsecured qualifications and disguised credit enhancement services such as bottom-up commitments. They should request and ensure that third-party cooperative institutions should not charge interest fees to borrowers.

● Xiao Shihai, an industry observer and co-founder of Xiaojinshe:

The first is that the previous campus lending institutions have formed path dependence, and they will not do anything else, but will only lend on campus;

Secondly, some cash loan products are packaged into regular consumption installment products, thus infiltrating into the campus market;

Third, for formal financial institutions, ordinary students are not very high-quality borrowers. Even if they can give loan support, their quota is limited. Then students who have more capital needs and even form lending habits can only reach out to campus loans. Supply and demand have always existed, but the supervision failed to identify and effectively punish the "disguised campus loan", so it is difficult to restrain the combination of supply and demand.

● Director of the Bank of China Law Research Association Xiao Sa:

From the borrower’s point of view, the whole society advocates early consumption, and the post-00 s and post-90 s formed the habit of borrowing and spending. Under the all-round bombing of shopping festivals such as "June 18" and "Double Eleven", the pickpocket party embarked on the road of borrowing. From the perspective of lending platform, it is nothing more than "interest-driven", because in the current environment, campus loan is a good profit growth point.

● Xue Hongyan, Assistant Dean of Suning Financial Research Institute:

The principle of supervision on campus loans is to open the front door and block the side door, encourage the layout of banking financial institutions, and prohibit small loan companies and unlicensed institutions from getting their hands on them. However, in practice, banks are not enthusiastic, leaving many blank spaces, leaving a lot of room for non-licensed institutions.

There are many reasons for the low enthusiasm of banks:

The first is interest rate restrictions. The profit model of campus loan is that high interest rate covers high risks. However, as a regular army, banks are highly expected by all parties, and it is impossible to raise interest rates, which makes it difficult for banks to make profits and lack commercial sustainability.

The second is business restrictions. The campus loan market is too scattered. First of all, the local banks that cannot operate across regions are excluded, while the national banks are all big, and the campus loan market space is limited, which makes it difficult to attract strategic attention.

The third is the competitive factor. With the help of payment tools, Internet giants have achieved a high degree of penetration into campus groups and firmly grasped this market. For banking institutions, campus loans are not undeveloped virgin land, and even if they are fully committed, they may not be able to achieve good results.

The fourth is reputation risk. Campus loan business space is limited, but public opinion is very sensitive, which easily leads to reputation risk and further weakens the enthusiasm of banks.

For small loan companies and non-licensed institutions, although college students have no source of income, they have a strong sense of credit and belong to relatively high-quality customers. Under the pressure of operation, these institutions are unwilling to give up this market. At the same time, in practice, identifying the borrower’s student status requires the lending institution to take the initiative. If the lending institution intentionally fails to act, it can also prevaricate supervision and public opinion supervision to a certain extent, so many institutions are still engaged in campus loan business with luck.

In order to seize more customers, banks have no control over the number of cards issued. At that time, many college students had at least two credit cards and nearly 10 credit cards. These fledgling students overdraw on different cards with unrestrained ideas, and the abuse of personal credit line also caused the credit card market of college students to become a mess.

● June 2009

The former China Banking Regulatory Commission issued the Notice on Further Regulating Credit Card Business, which clearly required banking financial institutions to issue credit cards to students in accordance with the principle of prudence. To issue credit cards to students, two requirements must be met: first, they must be at least 18 years old, and second, the repayment source agreed in writing to assume the corresponding repayment responsibilities. In fact, college students’ credit cards were officially suspended.

● Beginning in 2014

With the entrepreneurial tide of Internet companies, represented by Fun Staging (Fun Shop Group), Music Staging (Lexin Group) and Love Learning Loan (Love Finance Group), hundreds of student staging institutions have flooded into the market. Staging companies have intervened in the campus credit market with 3C products (computers, communications and consumer electronic products) as a bridge, continuing the early banking practices, such as recruiting campus agents, zero fees and small gifts. Soon after, many vicious incidents broke out, such as student suicide with huge debts and naked college students.

● August 24, 2016

The former CBRC clearly put forward the five-word policy of "stop, move, rectify, teach and introduce" to rectify the campus loan problem. Under pressure, many companies involved in campus staging business seek transformation or withdrawal.

● 2018

With the development of bank’s consumer loan business, retail finance business, consumer finance companies and loan-assisting market, the campus market has once again become the battlefield of institutional competition. Lending agencies return to the campus loan market in the name of helping banks and other financial institutions to issue consumer loans.

Xiao Ming, a test student, said that Flash Silver held high the "beheading knife" and did not let go of the students.

According to Xiao Ming’s feedback, he borrowed money from 1000 yuan in Flash Bank, but actually only got 790 yuan, which he thought was beheaded by 210 yuan.

What is the composition of 210 yuan’s beheading interest mentioned by Xiao Ming?

Part of it is 160 yuan’s pledge certificate for newcomers — — After Xiao Ming’s loan was successful, his bill in Flash Bank was shown as two: one was the 160 yuan newcomer guarantee voucher that needed to be repaid within three days; In addition, it is the real bill for his loan.

Image source: Photo courtesy of test students

The other part is 50 yuan’s automatic deduction — — About 1 minute after the loan from 1000 yuan arrived, Xiaoming was automatically deducted from the bank account of Flash Bank.

The collection accounts of the two payments are Beijing Flash Silver Singular Technology Co., Ltd..

Image source: Photo courtesy of test students

Xiao Ming, a test student, borrows money from 1000 yuan and repays it in three installments. The first installment needs to repay 379.65 yuan, the second installment needs to repay 340.02 yuan, and the third installment also needs to repay 340.02 yuan, totaling 1059.69 yuan. It seems that the interest is not high. But after getting rid of 210 yuan’s beheading interest, he actually only got cash 790 yuan. According to IRR formula, Xiaoming’s borrowing interest rate in Flash Bank is actually 199.38% per annum!

Xiaoming’s bank flow shows that the loan funds come from the account of Jinyuntong Network Payment Co., Ltd.

Image source: Photo courtesy of test students

National business daily sent an interview question to Flash Bank on campus loan. Flash Bank said that since April 2019, Flash Bank has made specific provisions on its products and services: users under the age of 22 are prohibited from completing loans through the Flash Bank platform.

Since it has been banned, why can test students still successfully borrow money? Flash silver can’t give a reasonable explanation, and Flash silver asks to see the detailed information of the students. Obviously, for the protection of the students involved, the reporter can’t provide the detailed information of the students to Flash Bank, and the loan credentials of the test students are kept safe for the relevant regulatory agencies to call.

Regarding the question of allegedly charging beheading interest in disguise, Flash Silver replied as follows:

After the user completes the loan service on the flash banking platform, the fees other than the loan principal and interest and value-added services are related service fees provided by the third-party platform, which is not mandatory. Among them, the guarantee voucher is a kind of virtual voucher issued to users by the third-party guarantee platform (users choose to check it voluntarily, which is not required for borrowing), aiming to help users enjoy the financial services provided by financial institutions more conveniently and quickly. Value-added service fees are fees charged on the basis that users enjoy the corresponding additional services, which are voluntary for users and are not required to borrow money. In addition, when confirming the loan, the user must manually check and confirm the agreement with the above corresponding service agreement, otherwise the loan recommendation service will not be provided, and Flash Bank will record the user’s operation track and time.

Regarding the annualized interest rate as high as 199.38%, Flash Bank argued that:

The user’s loan application is recommended by the flash banking platform to the relevant funders, and after passing the risk control audit of the latter, they can enjoy the loan service provided by the latter, and the latter will collect interest. The specific interest rate is not more than 36% per annum according to the law, depending on the credit status of users. As a third-party technical support platform, Flash Bank charges technical service fees based on technical cooperation with relevant funders.

Is the fact really as argued by Flash Silver?

Regarding the so-called voluntary check of Flash Bank, according to the video of the loan process provided by Xiaoqiang (a test student), when Flash Bank applied for a loan, the purchase of a guarantee certificate was the default check, and there was a small prompt below: Buying a guarantee certificate would help to increase credit.

Image source: Photo courtesy of test students

Every time a reporter inquires about the industrial and commercial information, it is found that the business scope of Beijing Flash Silver Singular Technology Co., Ltd., the recipient of the guarantee certificate, does not provide guarantee for personal loans. The reporter interviewed Flash Silver again on "whether Flash Silver Company is suspected of illegal operation and whether it is forced to tie-in the guarantee certificate to users", and the reply it gave still repeated the previous content, actually avoiding this question. Moreover, this is not collected by the third party of Flash Bank’s reply, and it is Flash Bank’s own affiliated company that collects the guarantee voucher fee.

Image source: Photo courtesy of test students

According to official website Information of Flash Silver, Beijing Flash Silver Singular Technology Co., Ltd. was established in April 2014. According to public information, as of April 2017, Flash Bank has more than 80 million users, and has successively received a series investment of 6.6 million US dollars from IDG, a series investment of 20 million US dollars from SIG, and a series investment of 80 million US dollars from China Merchants, SIG and Guangyuan Capital, with a total financing amount of over 100 million US dollars.

● Li Lingpeng, lawyer of Sichuan Road Signs Law Firm: The E-commerce Law prohibits tying by default.

No matter how Flash Bank explains it, as long as students get loans from its platform, it has violated the campus loan ban. In addition, although Flash Bank claims that the annualized interest rate does not exceed 36%, the actual interest rate shows that it is engaged in usury and beheading in violation of laws and regulations.

Article 19 of the E-commerce Law of the People’s Republic of China stipulates that tying goods or services by e-commerce operators shall draw consumers’ attention in a conspicuous way, and tying goods or services shall not be taken as an option of default consent.

Accordingly, the consequences of Flash Bank’s default check of the guarantee certificate should be borne by Flash Bank platform. Due to the consequences of this default check, the platform still constitutes the fact of charging the interest of deformation beheading.

In terms of interest rate, according to the Supreme People’s Court’s regulations on several issues concerning the application of law in the trial of private lending cases, the interest rate protected by law in China is actually divided into two grades. One is the annual interest rate of 24%, and the lender in this grade can ask the borrower to repay the interest at the interest rate of 24%; There is also a file with an annual interest rate of 36%. In this file, the lender cannot ask the borrower to repay the interest at the interest rate of 36%, but if the borrower has already repaid the interest at the interest rate of 36% or even over 36%, it does not need to be returned within the range of 36%, and the part exceeding 36% needs to be returned. The real interest rate of Flash Bank loan is as high as 199.38% per annum, which is illegal.

Article 200 of the Contract Law clearly stipulates: "The interest on the loan shall not be deducted from the principal in advance. If the interest is deducted from the principal in advance, the loan shall be returned according to the actual loan amount and the interest shall be calculated. " As for all kinds of breakthroughs or disguised breakthroughs in the legal interest rate red line with interest, liquidated damages, service fees, intermediary fees, margin and extension fees, the Supreme Law also clearly stipulates that it should not be supported according to law. By default, 160 yuan Newcomer Guarantee Certificate is checked by Flash Bank, which is actually a variant of beheading interest.

In addition, the Supreme People’s Court also stipulated in the Notice on Properly Handling Private Lending Disputes in accordance with the Law to Promote Economic Development and Maintain Social Stability that "if the lender deducts interest from the principal in advance, it shall return the loan according to the actual loan amount and calculate the interest." This judicial interpretation clarifies how to solve the problem of deducting interest from principal. Xiaoming borrowed money from 1000 yuan and got 790 yuan. Then, Xiaoming should only repay the loan according to 790 yuan, and the interest within the legal scope can only be calculated according to 790 yuan’s principal.

The auction and loan platform invested by Sequoia Capital still allows students to obtain loans regardless of the national campus loan ban.

According to feedback from Xiaoqiang, a test student, he got a credit line of 13,000 yuan in the auction loan, and he cashed out 1000 yuan.

Although the auction will specifically remind "not to provide loan services for students at school", in fact, Xiaoqiang, as a student, obtained a loan from the platform.

According to Xiaoqiang, when applying for a loan, a reminder will pop up: Pat Loan does not provide loan service for students at school. If you are a student at school, please stop borrowing. Then there are two buttons, one is the gray button to stop borrowing and the other is the light blue button to continue borrowing. Shortly after he clicked Continue to borrow, the bank card bound to Paipaidai received a 1000 yuan from Shanghai Paipaidai Financial Information Service Co., Ltd.

Image source: Photo courtesy of test students

According to the loan contract, Xiaoqiang, a test student, borrowed money from 10 lenders in 1000 yuan, with the most one being 416 yuan and the least one being 25 yuan.

Xiaoqiang’s loan is repaid in 12 installments, each installment is one month, and the monthly repayment is 88.38 yuan (including interest, the loan interest rate is 11% per year). At the same time, according to the contract, Xiaoqiang also needs to pay a listing fee of 6.66 yuan/month for the auction loan, totaling 79.92 yuan in 12 issues; And pay a monthly risk guarantee fee of 10.17 yuan, totaling 122.04 yuan in 12 periods. Together with these two expenses, Xiaoqiang actually needs to pay 105.21 yuan a month.

1000 yuan, the principal of the loan, repays 105.21 yuan in each installment. According to the IRR formula, Xiaoqiang’s actual interest rate on the loan is 45.39% per annum, which is higher than the legal interest rate of 24%.

Every time a reporter interviewed on the issue of issuing campus loans, he patted the loan and replied:

Since 2016, all student loan services have been cancelled. At present, the only student authentication system in China is not open to any internet financial platform, so it is impossible to accurately identify students’ identity directly through official channels (Xuexin.com, etc.). At present, the second identity confirmation is carried out through various third-party channels, including but not limited to the location information authorized by users and the common IP addresses when users log in to pat loans. At the same time, if you pat the loan, you will ask the user to refund the principal after learning that the borrower is a student, and immediately terminate the loan.

"Magic Mirror", a big data risk control system independently developed by Paipai Loan, will conduct differentiated risk pricing through the information that users can obtain on the Internet and the new news that they are authorized to obtain. In the case of strictly observing the relevant provisions of the state on borrowing interest rates, the borrowing costs incurred by different users, different borrowing amounts and different borrowing periods will also be different.

Is the fact really as described in the auction loan?

During the loan process, Xiaoqiang, a test student, truthfully filled in the address information of a specific school, and the contact person was also reserved for classmates, and still got the loan.

It is no problem to give different loan interest rates according to the lender’s credit status, but it also avoids the problem of usury: the actual loan interest rate is 45.39% per annum, which is higher than the legal interest rate of 24%.

Paipai Loan is a well-known leading enterprise in the industry. According to Paipai Loan official website, Paipai Loan (US stock code: PPDF) was established in June 2007. In October 2012, Paipai Loan was awarded Series A financing and invested by sequoia capital china. In April 2014, the second round of financing was completed by auctioning loans, and the investment institutions were Lightspeed China Venture Capital Fund, Sequoia China and noah wealth; In April, 2015, Paipai Loan completed the C round of financing, which was jointly led by Legend Holdings’ Junlian Capital and Heiner Asia, followed by VMS Legend Investment Fund I, Sequoia China and Lightspeed China Venture Capital Fund.

On November 10th, 2017, Paipai Loan was successfully listed on the new york Stock Exchange, and the latest market value on August 5th, 2019 was USD 1.14 billion.

By the end of September 2018, there were more than 83 million registered users.

● Li Lingpeng, lawyer of Sichuan Landmark Law Firm: Lenders cannot be allowed to audit themselves.

The annualized interest rate of 45.39% of the auction loan exceeds the legal upper limit. In the actual implementation process, if the borrower can’t repay the loan on time, the lawsuit can only be based on the annual interest rate of 24%.

In addition, although the loan was prompted on the application page, it actually failed to fulfill the audit obligation, which led to the loan being given to the students at school, which still violated the regulations prohibiting campus loans. Because the campus loan ban is aimed at the platform, then the platform has the obligation to review. The responsibility for failing to identify students lies with the platform, and lenders cannot be allowed to audit themselves. The reminder of "If you are a student at school, please stop borrowing" is tantamount to letting the lender audit himself.

In the process of borrowing from the loan platform, the test student Xiao Wang was still confused and was insured at a sky-high price, and the loan interest rate was as high as 71.56% per year!

Xiao Wang originally applied for a loan from 1000 yuan, but after the loan, it was found to be 1093 yuan, and 93 yuan’s principal needed to be repaid. The extra 93 yuan was an accident insurance product insured by Yi ‘an Insurance.

Not only are the products of Yi ‘an Insurance quietly tied up by the loan, but the premium is 100 times higher than that of similar products of Yi ‘an official website: 1000 yuan insured the accident insurance for 6 months, and the premium is as high as 93 yuan; However, the premium of similar products with a coverage of 100,000 yuan in official website and a one-year guarantee is only in 80 yuan.

How on earth was the borrower insured without knowing it before the insurance? This insurance process is extremely hidden, and no clear insurance tips are given throughout. When borrowing money, the borrower needs to click the "Borrower Protection Plan" at the bottom of the page to cancel the insurance. However, this borrower protection plan does not directly show that it is to buy insurance products, which is difficult for ordinary people to find, so it is tied to insurance in a muddle.

Image source: Photo courtesy of test students

The loan actually obtained by Xiao Wang, a test student, was 1000 yuan, which was repaid in six installments, each of which required repayment of 203.13 yuan, with a total repayment of 1,218.78 yuan. Using IRR formula, the annualized interest rate is as high as 71.56%, which is obviously higher than the legal interest rate.

National business daily interviewed the student about the loan, interest rate and sky-high insurance.

The reply to the question of allowing students to get loans is as follows:

The platform does not carry out campus loan business, and the platform strictly identifies users through technical means and manual audit, but it cannot be ruled out that users conceal their true student identity, and obtain credit by providing false information and falsifying application materials to avoid platform audit.

As for the annualized interest rate as high as 71.56%:

And the loan denied it, saying that the platform designed all the products and service models of the platform according to the limit of 36%/ year.

Regarding the issue of tying insurance, the loan explained that:

The platform and the insurance company are diversion cooperation. In order to improve the borrower’s ability to resist risks, the borrower’s accidental injury insurance is set up, and the user voluntarily purchases the insurance. The premium is priced according to the borrower’s qualification and the insurance company’s algorithm, and the insurance fee is directly charged by the insurance company, and there is no disguised beheading.

Then, according to the explanation of the loan, does it mean that it is a compliance platform?

In theory, it is impossible to exclude users from concealing their true student identity. Is this really the case? According to the video provided by the test students, the reporter also carried out the verification of Xuexin.com when registering, and the result showed that the student status information could not be found, probably because he did not graduate. Therefore, the excuse of the loan is simply untenable.

Image source: Photo courtesy of test students

In addition, according to the legal analysis of the above lawyers, the obligation to identify whether the applicant is a student lies in the platform. If the platform finally provides a loan to the lender who is a student, it is that the platform has not fulfilled its audit obligation.

However, the interest rate problem and the loan evaded the above-mentioned problem of the actual interest rate of 71.56% for student loans, and only denied usury, but did not point out that the calculation of the interest rate of 71.56% was wrong. The student’s entire loan process has video evidence, which can clearly calculate the annualized interest rate of the loan.

Regarding the tying of sky-high insurance, lawyers believe that the act of lending is suspected of violating the law, which violates the Electronic Commerce Law of the People’s Republic of China, the Insurance Law and other laws.

● Li Lingpeng, lawyer of Sichuan Landmark Law Firm:

First of all, tying insurance services in loan services is not prohibited by law, but the premise is that consumers must be clearly informed and agreed. However, the loan not only helps consumers to check the insurance services by default, but also directly infringes on consumers’ right to choose, which violates Article 19 of the Electronic Commerce Law of the People’s Republic of China, which stipulates that tying goods or services should not be used as the default consent option.

Secondly, according to Article 131 of the Insurance Law, insurance agents, insurance brokers and their employees shall not conceal important information related to insurance contracts in handling insurance business activities. In other words, when selling products, third-party platforms need to indicate the specific underwriting subject and sales subject, as well as the product record number and product terms link.

Third, the annualized interest rate of the loan is as high as 71.56%, which is obviously higher than the provisions of the Supreme Law on the interest rate of private lending.

In addition, judging from the public cases in recent years, courts at all levels generally do not support the "beheading interest" in private lending. On May 11th, 2017, Beijing Chaoyang District People’s Court held a press conference and issued a judicial proposal to the China Banking Regulatory Commission, suggesting that the CBRC issue detailed rules prohibiting the direct deduction of intermediary fees from the loan principal.

In view of the distorted "beheading interest", in the Notice on Standardizing and Rectifying the Cash Loan Business issued on December 1, 2017, it was clearly pointed out that the comprehensive capital cost charged by various institutions to borrowers in the form of interest rates and various fees should comply with the provisions of the Supreme People’s Court on the interest rate of private lending, and it is forbidden to issue or match loans that violate the relevant interest rate provisions of the law. The comprehensive capital cost charged by various institutions to borrowers should be converted into annualized form, and information such as loan conditions and overdue treatment should be fully and publicly disclosed in advance to remind borrowers of relevant risks.

On December 8, 2017, it was also mentioned in the Implementation Plan for Special Remediation of Network Microfinance Business Risks of Microfinance Companies issued by the Office of P2P peer-to-peer lending Leading Group for Special Remediation of Risks that the ratio of all borrowing costs and loan principal charged to borrowers in the form of interest rates and various fees should be calculated as a comprehensive real interest rate and converted into an annualized form. Check whether the comprehensive real interest rate meets the provisions of the Supreme People’s Court on private lending interest rates. Whether there are behaviors such as deducting interest, handling fee, management fee and deposit from the loan principal in advance or setting high overdue interest, late payment fee and penalty interest. Whether key information such as comprehensive real interest rate, loan amount, loan term, repayment method and overdue treatment are fully and fully disclosed to the borrower in advance and relevant risks are prompted.

According to the feedback from the test student Xiao Zhang, he got a credit line of 6,000 yuan in the 51-character APP. Behind the platform are well-known enterprises and funds such as CITIC Bank, JD.COM, Xiaomi, Yintai, the new lake treasure and Harvest Investment.

Taking a loan of 3,000 yuan and a loan of 6 months as an example, the 51-character APP shows that the total repayment amount is 3,522.6 yuan, the first phase needs to be repaid by 749.6 yuan (including the audit fee of 195 yuan), and the last five phases (one month each) need to be repaid by 554.6 yuan. According to the calculation formula of IRR, if Xiaoming succeeds in borrowing money from 51 people, the real interest rate is 60.09% per annum.

However, after Xiao Zhang submitted the loan application, the review failed. At the bottom of the notice of loan refusal, there is a 1-minute entrance to inquire about the reasons for loan refusal. You need to pay a fee to inquire about the reasons for loan refusal. Every time a reporter noticed, at the bottom of the page where the loan application was submitted successfully, it showed that you can also buy a time-saving service, and you can enjoy the service of up to 10 times compensation for overtime.

51 Character related staff told every reporter that the pre-credit line is not the same as the actual loan line, and the actual loan line will be determined according to the user’s review and evaluation of the platform’s risk control system; 51 personality risk control audit refuses the student group at school, so the platform will refuse its loan application.

51 character is a product of 51 credit card. According to official website, 51 Credit Card was listed on the main board of Hongkong in 2018. In May 2012, 51 Credit Card launched an app that can intelligently manage credit card bills with one click & mdash; — "51 credit card housekeeper". Up to now, 51 Credit Card has gradually developed a dynamic and self-reinforcing ecosystem, providing users with one-stop personal financial services covering personal credit management services, credit card technology services, online loan matching and investment services. It has a variety of apps such as "51 Credit Card Manager", "51 Personality" and "51 Personality Loan", with more than 100 million active users.

On August 5, 2019, the page of 51 people showed that the accumulated transaction was 77.59 billion yuan.

Image source: 51 character official website screenshot

The list of shareholders of credit cards (shown in official website) includes: China CITIC Bank, JD.COM, Xiaomi, Yintai, the new lake treasure, Harvest Investment and other well-known enterprises and funds.

Xiao Ming, a test student, gave feedback. He immediately took out a loan to register his mobile phone number, took photos of the front and back of his ID card, and performed face recognition. After submitting relevant personal information, he soon received an audit message: Your information did not meet the conditions for opening an account, and this application failed the audit!

Test student Xiaoming’s feedback: After registering the mobile phone number in Doudou Money, verifying the real name, filling in the relevant personal information, submitting it to the mobile phone operator for authentication, and carrying out face recognition, it is necessary to carry out credit card verification or provident fund account binding. Because Xiao Ming hasn’t graduated, he doesn’t have a credit card, and he doesn’t have a provident fund account, so he didn’t get the credit line of Doudou Money.

According to official website information, Doudou Money is a new Internet financial product launched by Weixin Jinke, with a maximum loan of 200,000 yuan. On June 21, 2018, Weixin Jinke landed on the main board of the Hong Kong Stock Exchange with the stock code of 02003.

Xiao Ming, a test student, said that Xiaoying Card Loan also needs to verify the credit card information, and it has not obtained the credit limit of the platform.

Xiaoying Card Loan official website shows that it is a product of Xiaoying Technology. Xiaoying Technology was established in March 2014 and listed on the new york Stock Exchange in September 2018 with the stock code XYF.

Tang Yue, the founder of Xiaoying Technology, is also the founder of eLong Travel Network. The shareholders of Xiaoying Technology also include: Zhu Baoguo (Chairman of Health Yuan), Chow Tai Fook Enterprise, Zhang Songqiao (20th in Hurun Real Estate Rich List in 2007), Xinhualian Group (000620), Yintai Group, Huarui Century Group, Golden Mantis Enterprise Group (parent company of Golden Mantis, a listed A-share company) and urban real estate.

Cover image source: Photo Network

Intern Zhang Ling, Yu Ling and Han Qingwei also contributed to this article.

(In order to protect the privacy of the parties, the test students in this paper are pseudonyms.)

　　Anti-corruption work is constantly extending in the national public security system.

　　The Paper reporter found that since July this year, the number of public security system officials in various places has reached double digits, including many department-level cadres, and officials have been clearly pointed out as "involved in the underworld" in the report of falling off the horse.

　　Such a heavy blow to investigate and deal with corrupt elements in the system naturally has the determination support from the top of the public security system.

　　On August 28th this year, the promotion meeting of the national public security organs’ special struggle against evil was held in Taiyuan, Shanxi. Zhao Kezhi, State Councilor, Secretary of the Party Committee and Minister of the Ministry of Public Security, put forward demands for the public security organs throughout the country to promote the special struggle against vice.

　　Zhao Kezhi pointed out at the meeting: We should dig deep into the "protective umbrella" and strictly implement the "three investigations in one case". We should thoroughly investigate the leading cadres and police officers who act as the "protective umbrella" of the evil forces, never tolerate them, and resolutely eliminate the black sheep.

　　Within two months, four cadres at the departmental level of the public security system were dismissed or "double-opened"

　　In these two months, there are at least four current and former officials of the public security system who have been notified of falling horse and "double opening".

　　On August 14th, the Supervision Committee of Chongqing Municipal Commission for Discipline Inspection released a message that Cai Pin, member of the Party Committee of Chongqing Public Security Bureau and director of the Political Department, was suspected of serious violation of the law, and was currently under disciplinary review and supervision investigation by the Supervision Committee of Chongqing Municipal Commission for Discipline Inspection.

　　On August 31, according to the website of Shandong Provincial Commission for Discipline Inspection, Nie Zuokun, deputy mayor of Yantai Municipal Government, secretary of the Party Committee and director of the Municipal Public Security Bureau, was suspected of serious violation of the law and was currently under disciplinary review and supervision investigation by the Provincial Commission for Discipline Inspection and Supervision.

　　On September 3, the Supervision Committee of the Henan Provincial Commission for Discipline Inspection released a message: Duan Yuliang, chairman and party secretary of Pingdingshan CPPCC, was suspected of serious violation of the law and surrendered himself. He is currently undergoing disciplinary review and supervision investigation by the Supervision Committee of the Henan Provincial Commission for Discipline Inspection. Duan Yuliang once served as the standing committee member of Pingdingshan Municipal Committee and concurrently served as the director of the city’s public security bureau and secretary of the party committee.

　　On September 5, according to the news from the Supervision Committee of Hubei Provincial Commission for Discipline Inspection, with the approval of Hubei Provincial Committee, the Supervision Committee of Hubei Provincial Commission for Discipline Inspection conducted a disciplinary review and supervision investigation on Wang Zhihuai, a member of the former party group and deputy mayor of Huanggang Municipal Government, the former deputy secretary of the Political and Legal Committee of the Municipal Party Committee, and the former party secretary, director and inspector general of the Municipal Public Security Bureau.

　　In the briefing on Wang Zhihuai, the supervisory committee of the local discipline inspection commission mentioned that as the deputy director of Huangshi Public Security Bureau and the director of Huanggang Public Security Bureau, bending the law bent the law for favoritism, providing illegal protection for suspects suspected of allowing others to take drugs, opening casinos, gambling and other illegal crimes, and was suspected of bending the law for favoritism.

　　At present, according to the Regulations on Disciplinary Actions in the Communist Party of China (CPC), the Supervision Law of People’s Republic of China (PRC) and other relevant regulations, after being studied by the Supervision Committee of Hubei Provincial Commission for Discipline Inspection and reported to the Provincial Party Committee for approval, Wang Zhihuai has been decided to be expelled from the Party membership and public office.

　　The public security system is intensive in anti-corruption, and corrupt officials with more than two digits are dismissed.

　　In addition to the above-mentioned four office officials, the The Paper reporter found that at least two-digit current and former officials of local public security systems have been dismissed since July this year.

　　For example, on July 2, according to the news of the Supervision Committee of Zhengzhou Municipal Commission for Discipline Inspection, Liu Congde, a county-level inspector of Zhengzhou Municipal Public Security Bureau and secretary and director of the Party Committee of Shilihe Branch (police station), is suspected of serious violation of the law and is currently under disciplinary review and supervision investigation by the Supervision Committee of the Municipal Commission for Discipline Inspection.

　　On July 4th, the Supervision Committee of Hunan Provincial Commission for Discipline Inspection reported that Xie Xian, deputy director of Hengyang Municipal Public Security Bureau and member of the Party Committee, was suspected of serious violation of discipline and law, and was currently under disciplinary review and supervision investigation by the Supervision Committee of Hengyang Municipal Commission for Discipline Inspection.

　　On July 4th, the Supervision Committee of Anhui Provincial Commission for Discipline Inspection reported that the member of the Standing Committee of Wuhe County Committee, the secretary of the Political and Legal Committee, the secretary of the Party Committee of the Public Security Bureau, and the director Gao Feng were suspected of serious violations of the law, and were currently under disciplinary review and supervision investigation.

　　On July 17, Shanxi Provincial Commission for Discipline Inspection and Supervision reported that Sun Quan, deputy secretary of the Party Committee and executive deputy director of Jinzhong Public Security Bureau, was suspected of serious violation of the law and was currently under disciplinary review and supervision investigation by the Provincial Commission for Discipline Inspection and Supervision.

　　On July 18, the Supervision Committee of the Commission for Discipline Inspection of Sanya City, Hainan Province reported that Kang Zhijun, member of the Party Committee and deputy director of Tianya Branch of Sanya Public Security Bureau, was suspected of serious violation of the law and was currently undergoing disciplinary review and supervision investigation.

　　On July 23, Hunan Red Net News: Under the designated jurisdiction of the Supervision Committee of Changsha Municipal Commission for Discipline Inspection, the Supervision Committee of Kaifu District Commission for Discipline Inspection conducted a disciplinary review and supervision investigation on Zhou Binsheng, former member of the Party Committee and deputy director of Furong Branch of Changsha Municipal Public Security Bureau, who was suspected of serious violation of discipline and law.

　　On July 25, according to the news from the Supervision Committee of the Commission for Discipline Inspection of Guilin City, Guangxi, Huang Guangnian, former deputy director of Guilin Public Security Bureau, was suspected of serious violation of discipline and law, and is currently undergoing disciplinary review and supervision investigation.

　　On July 27th, official website, the Commission for Discipline Inspection of Shenzhen, released a message: Yang Yongping, member of the Party Working Committee of Guangming New District of Shenzhen and director of the Public Security Bureau, was suspected of serious violation of discipline and law, and is currently under disciplinary review and supervision investigation.

　　On July 30th, the Supervision Committee of Hebei Provincial Commission for Discipline Inspection reported that Wang Shoucheng, member of the Party Committee and deputy director of Zhangjiakou Public Security Bureau, was suspected of serious violation of discipline and law, and was currently under disciplinary review and supervision investigation.

　　On August 3, the website of the Supervision Committee of the Henan Provincial Commission for Discipline Inspection released a message: Yang Buchao (deputy department level), secretary of the Party Committee and director of Xiangcheng Public Security Bureau, is suspected of serious violation of the law and is currently under disciplinary review and supervision investigation by the Supervision Committee of Zhoukou City Commission for Discipline Inspection.

　　On August 6, the website of the Supervision Committee of the Commission for Discipline Inspection of Shanwei City, Guangdong Province reported that Zheng Hailu, member of the Party Committee and deputy director of Shanwei Public Security Bureau, was suspected of serious violation of the law and was currently undergoing disciplinary review and supervision investigation.

　　On August 6, Jiangxi Fuzhou Municipal Commission for Discipline Inspection and Supervision website news: Kong Wenyi, member of the Party Committee and deputy director of Yihuang County Public Security Bureau, was suspected of serious violation of the law. He was appointed by the Supervision Committee of Fuzhou Municipal Commission for Discipline Inspection and is currently undergoing disciplinary review and supervision investigation by the Supervision Committee of Nanfeng County Commission for Discipline Inspection.

　　On August 7, Hunan Provincial Commission for Discipline Inspection and Supervision reported that Peng Jin, deputy director of Changde Public Security Bureau, was suspected of serious violation of the law and discipline. He was appointed by the Provincial Commission for Discipline Inspection and Supervision, and is currently undergoing disciplinary review and supervision investigation by the Changsha Municipal Commission for Discipline Inspection and Supervision.

　　On August 9th, the Supervisory Committee of the Commission for Discipline Inspection of Jiujiang City, Jiangxi Province reported that Wang Junjun, member of the Party Committee and deputy director of pengze county Public Security Bureau, was suspected of serious violation of discipline and law, and was under disciplinary review and supervision investigation. Designated by Jiujiang Municipal Supervision Committee, the case was under the jurisdiction of Xunyang District Supervision Committee.

　　On August 15th, Jiangxi, China. com released a message: Chen Yunnan, former deputy magistrate of Tonggu county government and former director of county public security bureau, is suspected of serious violation of discipline and law, and is currently under disciplinary review and supervision investigation.

　　On August 18, the Supervisory Committee of the Commission for Discipline Inspection of Maanshan City, Anhui Province reported that Ding Jiashun, director of the Cihu High-tech Zone Branch of Maanshan City Public Security Bureau, was suspected of serious violation of the law and was currently undergoing disciplinary review and supervision investigation.

　　On August 24, the Supervision Committee of the Commission for Discipline Inspection of Jieyang City, Guangdong Province released a message: Guo Yingbo, a member of the Party Group of Jieyang Forestry Bureau and director of the Forest Branch of Jieyang Public Security Bureau, is suspected of serious violation of the law and is currently undergoing disciplinary review and supervision investigation.

　　On August 30th, the Supervision Committee of the Commission for Discipline Inspection of Meizhou City, Guangdong Province reported that He Yongdong, deputy director of Meijiang Branch of Meizhou Public Security Bureau, was suspected of serious violation of the law and was currently under disciplinary review and supervision investigation.

　　On September 6, the Supervision Committee of the Henan Provincial Commission for Discipline Inspection reported that Zhang Yijun (deputy division level), secretary of the Party Committee and director of Xiadong Branch of Sanmenxia Public Security Bureau, was suspected of serious violation of discipline and law, and was currently under disciplinary review and supervision investigation by the Supervision Committee of Sanmenxia Municipal Commission for Discipline Inspection.

　　The above statistics show that since July, in addition to four departmental cadres, there are at least 19 directors and deputy directors of the national public security system.

　　Many corrupt elements of the public security system in Zhengzhou, Kaifeng and Xiamen were pointed out to be "involved in black and evil"

　　According to the official information, the number of public security system officials who have been dismissed and "double-opened" since July has not only increased, but also some corrupt elements have been directly named by the government as "black-related".

　　For example, the article "Henan Notifies Six Cases of Black-related Corruption and" Umbrella "published on the website of the State Supervision Commission of the Central Commission for Discipline Inspection at noon on August 7 announced six cases of black-related corruption in the public security system in Zhengzhou and Kaifeng.

　　The Paper reporter found that among the six cases exposed this time, there were three in Zhengzhou and three in Kaifeng. Among them, some police officers acted as "protective umbrellas" for gambling and drug-related places, some police officers tipped off the hotels involved in pornography, and some police station directors made false transcripts to help others take the blame.

　　These include: Cheng Jian, the former director of Jieyun Road Branch of Zhengzhou Public Security Bureau, accepted bribes and acted as an "umbrella" for places involved in pornography and gambling; Zhang Guohua, the former deputy director of Mazhai Branch of Zhengzhou Public Security Bureau, and Fan Liufa, the former policeman of Xinmi Public Security Bureau, accepted bribes and introduced bribes, acting as "protective umbrellas" for casinos; Pu Gang bending the law, the former captain of the West Street Police Team of Shangcheng Road Branch of Zhengzhou Public Security Bureau, acted as the "protective umbrella" for casinos; Wang Hua, the former deputy political commissar of Qixian Public Security Bureau in Kaifeng City, accepted bribes and acted as an "umbrella" for Wang Peng’s gang. Tong Yunzhen, the former captain of the Public Security Brigade of Qixian Public Security Bureau in Kaifeng City, accepted bribes and acted as an "umbrella" for Wang Peng’s gang. Wang Yongjiu, former deputy director of Xiguan Police Station of Qixian Public Security Bureau in Kaifeng City, took bribes to act as an "umbrella" for Wang Pengju’s gang involved in gangs.

　　On the afternoon of August 13th, the website of the State Commission for Discipline Inspection of the Central Commission for Discipline Inspection published four typical cases recently investigated and dealt with by the Commission for Discipline Inspection of Fujian Province, in which party member cadres were involved in corruption, vice and corruption, and acted as "protective umbrellas", so as to further strengthen deterrence and discipline.

　　In this case, the most striking thing is that Yang Jiangzhong, the former deputy head of Xiang ‘an District of Xiamen City and the former party secretary and director of Xiang ‘an Branch of the Municipal Public Security Bureau, acted as the "protective umbrella" for evil forces. Yang Jiangzhong began to act as a "protective umbrella" for black organizations in 1999, and was dismissed earlier this year for nearly 20 years. (The Paper reporter Yue Huairang)