Yunnan man forgot to pull the hand brake after parking and killed himself. Insurance company refused to pay compensation.

Original title: After parking, I forgot to pull the hand brake and killed myself. The insurance company refused to pay.

Mr. Li, a truck driver in Luquan County, parked his car on the downhill section to load the goods, but forgot to pull the hand brake. When he saw the truck sliding down, he hurried up and blocked it with his body. Unfortunately, he was squeezed between the retaining walls by the truck and died on the spot. Afterwards, an insurance company that Mr. Li insured for compulsory insurance refused to pay compensation on the grounds that Mr. Li had "killed himself". Mr. Li’s family had no way to claim compensation, so he had to entrust a lawyer to sue the insurance company in Luquan County Court.

Incident

The driver blocked the car with his body and was killed.

On December 13th last year, Mr. Li, a truck driver in Luquan County, drove his truck to a local health center to transport soil. He parked the truck on the downhill slope to load the soil, but he got off the bus without activating the parking brake. In the process of loading soil, the truck slides forward. Seeing this situation, Mr. Li hurried to stop the vehicle. He was squeezed by the truck between the retaining walls on the left side of the car and died on the spot.

Mr. Li only bought compulsory insurance. Afterwards, his family claimed compensation from the insurance company, which refused to pay compensation. According to Mr. Li’s family, the insurance company believes that Mr. Li is the insured, and the insured and the insured belong to the same person and should not be compensated.

On December 13th last year, Shi Wei, a lawyer of Yunnan Tianwaitian Law Firm, was entrusted by Mr. Li’s family to sue the insurance company in Luquan County Court. Yesterday, Shi Wei said that the Luquan County Court had filed a case.

insurance company

Only buying strong insurance will not compensate.

The owner only bought the compulsory insurance. After the accident of "killing himself", can the insured get compensation from the insurance company? Yesterday afternoon, the reporter called the Auto Insurance Department of Kunming Branch, an insurance group company insured by Mr. Li, and the staff of the other party said that they had never heard of the insured killing himself. The insured was not a third party of the insurance vehicle. According to the relevant regulations of the insurance industry, the company will not compensate.

At the same time, the other party recited the names of many insurance companies in one breath and said that in this case, only the compulsory insurance was purchased, and these insurance companies would not compensate.